Retirees

While your focus during the pre-retirement years is often on saving, investment management, and asset growth, an added set of skills is required to successfully manage your retirement years. With the emphasis switching from saving to access, income management and estate/asset protection become crucial. The question is no longer “When will I attain financial independence?”, but rather, “For how long can I maintain financial independence?”. Before and during retirement you are required to make a variety of often irrevocable decisions that will significantly impact your ability to enjoy a secure retirement throughout your life. Your ultimate success may well depend on how effectively you manage these decisions. Having a distribution strategy that coordinates things such as Social Security, Medicare, pension plan decisions, retirement plan alternatives, executive benefits, and all your other assets, is essential. And finally, of critical importance, is successfully addressing longevity risk, withdrawal rate risk, and sequence-of-returns risk. A plan that doesn’t address these isn’t a plan, it’s a hope. Let us make sure you have a plan, and that it gets you “all the way home”. 

Call us at (513) 745-7002 or click here to schedule a meeting.